Money arrives on Monday. It should be usable on Monday.
Collect, hold on your own IBAN, send via SEPA Instant. One account, no third bank in between.
Your money passes through four systems. None of them owns the whole route.
One tool collects. A bank holds. A third matches. A fourth pays out. In between, money waits — because nobody built the path as one thing.
COLLECT
01Money in
- Payment Gateway
- Bank Payments (A2A)
- QR & local methods
- Recurring
- Split Payments
- Pay-by-Link
- Smart Routing
HOLD
02Money in place
- Business Account
- own IBAN
- Multi-Account
- Multi-Currency
- Fund segregation
- Settlement
SEND
03Money out
- Instant Payouts
- Bulk Payments
- Supplier Payments
- Payroll
- Commissions
- Insurance payouts
- Cross-border
CONTROL
04Oversight & control
- Money Console
- Reconciliation
- Rules & Automation
- Reporting
- Roles & Approvals
In one system, the path never breaks — and no one else can say "that's on the bank's side."
Every payment needs a place to land.
Your company gets its own IBAN, ready the moment you're approved. Your customers' payments arrive on it directly. From the same account, money leaves to the people you owe. Nothing moves to another bank in between.
- Instant IBAN availability after approval
- One IBAN for money in and money out
- Segregated client funds, held under supervision
In today
+ €24,860
Out today · SEPA Instant
€18,300
Days in transit
0
Money sent to the wrong account doesn't come back easily.
Before money leaves, we check the recipient's name against the IBAN. It's called Verification of Payee - mandatory for euro payments under EU rules from October 2025. We built it into the flow, not onto the side of it.
Fewer misdirected payments. Fewer frozen funds. One less manual check.
- Name matches account holder
- IBAN valid & reachable
- Behavioural scoreLow risk
- Velocity checkWithin limits
- Sanctions screenClear
- ActionPayment released
The money you hold is only as safe as the system watching it.
Payout Protect scores every transaction as it moves — behavioural patterns, velocity checks, network signals. Suspicious movement is stopped before it completes, not flagged after the money is gone.
We own the pay-in and the pay-out side. So we see the whole path — not half of it.
Money leaves now. There in seconds.
Money leaves your account and reaches the recipient in about 10 seconds — any hour, any day. That's SEPA Instant, Europe's real-time euro rail. What it changes, in four numbers:
A SEPA Instant euro payment reaches the recipient in about ten seconds — not the next business day.
Settlement speed
Payouts leave day and night — weekends and public holidays included. No batch cut-off, no Monday queue.
Always on
The time money waits between coming in and going out. When both run in one system, it stops waiting.
Days in transit
By 9 April 2027, every EU payment and e-money institution must send euro payments instantly. Instant becomes the norm.
The EU standard
Your funds are supervised by the licence — not just by our word
Payout One is a licensed financial institution supervised by the National Bank of Slovakia. Client funds are held in segregated accounts strictly per regulation. PCI DSS grade security, real-time transaction monitoring and two factor authentication on sensitive operations.
Every payout, screened
EU licence, segregated client accounts, PCI DSS and real-time monitoring — on every action.
- EU licence
- Segregated accounts
- PCI DSS
- 24/7 monitoring
- 2FA on payouts
- AML & sanctions
Ready to stop being the integrator of your own finances?
How many days a year does your money spend in transit between systems?
Connect Your Business with the Payment Infrastructure of the Future.
Get a non-binding offer and find out how Payout can streamline your payments.